Skip to content

Pontell Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Why do I need to complete a 4-point inspection?

  • Wind mitigation inspection - Evaluates how the roof is permitted and attached. Checks for potential hurricane-graded impact credits. Valid for 5 years. Needs to be updated after roof replacement Required for all homeowners. Interior/Exterior.
  • Four-point inspection - Required for homes over 20 years old. Evaluates roof, plumbing, electric, and HV AC systems. Inspection must be void of any deficiencies. Any cited deficiencies must be corrected and pass a re-inspection. Typically, valid for one year. Interior/Exterior
  • Roof certificate - Required for homes with roofs pre-2010. The verbiage on the roof certificate must give the roof more than three years of remaining useful life.
  • A qualified home inspector can do the four-point, wind mitigation, and roof certificate.
  • You can use any qualified home inspector you would like. Below is a link to some
  • The average cost of inspections $85 to $125
  • Pontell Insurance recommends you request your inspector complete your inspection on the Citizens specific inspection form. 

Local Inspection Company Referrals:

Please note that Pontell Insurance has no affiliation with any inspection company.