Pontell Insurance Agency

Jump to navigation

How Much Life Insurance Do I Need?

from Pontell Insurance Agency

Life insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living.

How much life insurance is right for you?

Pontell Insurance understands the life insurance needs of our customers.

The necessity of life insurance depends on your own personal and financial needs. We can help you determine the type and amount of life insurance that is appropriate for you and your family. Generally, you should consider life insurance if:

  • You have a spouse
  • You have dependent children
  • You have an aging parent or a physically challenged relative who depends on you for support
  • Your retirement savings are not enough to insure your spouse’s future against a rising cost of living
  • You have a sizable estate
  • You own a business

Additional benefits of life insurance (other than providing for your loved ones) include:

  • The cash value earned and borrowed from a permanent life insurance policy can be used to help with large expenses, such as a college education or down payment on a home.
  • The growth of a cash-value policy is tax-deferred — you do not pay taxes on the cash value accumulation until you withdraw funds from the policy.
  • Life insurance can be used to cover funeral expenses and pay estate taxes. Consult your tax advisor for more information.

The right coverage for you is unique – call to us today and find out how to protect your family and your future with the right life insurance.

Ready to find out more? Ready to buy?

Start saving today Get a Life quote

We know how to find discounts on life insurance you may not find on your own. Give us a call, or get a quote online today.

Oviedo Life insurance

Our Insurance Companies

9:00AM - 5:00PM Monday - Friday

Our locations:

Main office

1484 Tuskawilla Road
Oviedo, Florida 32765
Work 407-696-1333

Downtown office

1611 Hillcrest Street
Orlando, Florida 32803
Work 407-901-2391

Additional navigation:

Home Page | About | Contact | Service | Privacy | Companies | Search | Disclaimer

© 2017 Pontell Insurance Agency